The Kent Group, Ltd.
1S443 Summit Ave. #301
Oakbrook Terrace, IL 60181
Office: 630-396-7800  Fax: 630-396-7808
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Reverse Mortgage Information

If you’re 62 or older, you can convert the equity you’ve accumulated in your home into tax-free cash. Learn more about reverse mortgages, click here.

We offer an extensive line of financial products to suit your mortgage and loan needs, including:

Fixed Rate Mortgage – A fixed rate mortgage may be the right choice if you intend to stay in your new home for several years or more. We can offer any mortgage term between 10 and 40 years.


Adjustable Rate Mortgage (ARM) – An ARM could be your ideal loan if you plan on keeping your home for a short period of time.

Modified Adjustable Rate Mortgage (MARM) – If your income tends to fluctuate from month to month, a MARM may suit your needs.

100% Financing Option – Also called an 80/20 or piggyback loan, this option allows you to finance 100% of your mortgage. The first mortgage (80%) can be a fixed mortgage or ARM and the second mortgage (20%) can be a home equity line of credit.

Second Mortgages – When you’re faced with unforeseen expenses, you may consider taking out a second mortgage to “borrow” funds against the equity of your home.

Reverse Mortgage - If you're 62 or older, you can convert the equity you've accumulated in your home into cash. Learn more about reverse mortgages. Click here for much more information about reverse mortgages.

Jumbo Loan – Made for those who purchase homes in higher price brackets, jumbo loans are mortgages with loan amounts that are larger than the conforming loan limit set by Fannie Mae or Freddie Mac.

FHA Loan – Even with limited funds for a down payment, an FHA loan enables you to buy a home with just 3 percent down.

Veteran’s Affair (VA) Loan – A special mortgage program available only to U.S. veterans.

Interest Only Loan – You can pay interest only on your mortgage and have lower monthly payments for a limited period before repayment of principal is required.

Home Equity Loan or Home Equity Line of Credit (HELOC) - Take out a loan or open a line of credit against the equity of your home to finance renovations or other expenses.

Construction Loan – We’ll help you find the right construction loan when you're building a custom home or other new development.

Commercial Financing – Turn to us for your upcoming commercial real estate transactions.

Small Business Administration (SBA) Loans – Financing programs offered by the SBA can help you grow your business.  

Other Small Business Loans – We can help you navigate through the numerous loan options available for small business owners and secure the best loan for you.


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©2008 The Kent Group, Ltd. - An Illinois Residential Mortgage Licensee
Illinois Association of Mortgage Brokers
National Association of Mortgage Brokers Equal Opportunity Lender